Developments in Cooperative Banking

Wednesday, February 13th, 2019

The RBI recently released its Report on Trend and Progress of Banking in India 2017-18. In the report they have a whole section dedicated to developments in cooperative banking. Cooperative banks play a significant role in boosting financial inclusion because they provide credit to the unbanked segments of society. I found some of the data […]

MPC Meet: October 2018

Friday, October 5th, 2018

A few notes from the MPC statement and press conference today.   But first, a quick recap of the previous August policy and guidance: In the August meeting, the MPC was of the view that domestic growth momentum was strong and that the output gap was closing. However rising trade protectionism, geo-political tensions and elevated […]

Trends in Financial Markets

Saturday, July 22nd, 2017

The RBI’s latest semi-annual Financial Stability Report is out and as always is full of interesting charts and information on the Indian economy. We came across a few great charts that show structural trends in financial markets and have summarised them below.

Demonetisation and the burden on banking

Friday, December 9th, 2016

A lot of stories in the media cover how demonetisation is positive for banks in the long run because of increased financial penetration. But there are also a number of issues that banks will also have to deal with in the short term. We summarise an article by FT Alphaville which analyses Credit Suisse’s latest report on some […]

Quarterly Update on Indian Real Estate

Thursday, November 17th, 2016

With all the talk about how the currency crisis will affect Indian Real Estate, we thought it would be a good time to take a look at trends in the quarterly House Price Index (HPI). We find that the slowdown in the real estate market has become more acute in most cities. Chennai is the only exception, […]

Morningstar Investment Conference – Day 2

Wednesday, October 26th, 2016

This years Morningstar Investment Conference covered a range of topics from some great speakers. The second day had a great panel on the current equity markets.  We have summarised some of these views in our post.

The shift in RBI stance on Inflation

Friday, October 7th, 2016

The new reserve bank governor and the monetary policy committee (MPC) have led to a shift in RBI stance on inflation. Whilst previous rate cuts were made with an explicit inflation target, the current committee has decided that the mandate should be more flexible given slow global growth.

Which are the most stressed sectors in India?

Wednesday, August 10th, 2016

The bad loan crisis is one of the biggest pain points in the Indian economy today. We take a look at the RBI’s latest Financial Stability Report to identify which stressed sectors contribute most to the NPA problem.

Summary of RBI Monetary Policy Report

Tuesday, June 7th, 2016

In its second bi-monthly monetary policy the RBI kept rates unchanged, with the repo rate remaining at 6.5 per cent and cash reserve ratio at 4.0 per cent. We highlight some of the key points from the policy statement and from the subsequent press conference:   Inflation has an upside bias The RBI stated that […]

What are the trends in Indian Real Estate?

Wednesday, May 18th, 2016

We examine the quarterly House Price Index (HPI) for All India and for major cities that was released by the RBI via the Database on the Indian Economy (DBIE) to gauge trends in the Indian Real Estate market.